What is Invoice Trading?

Invoice trading is a form of alternative finance where businesses sell their accounts receivable (invoices) to investors at a discount. Essentially, it allows businesses to access cash quickly by trading their unpaid invoices to investors who then collect the full invoice amount from the debtor.

• Invoice trading provides businesses with a means to access immediate cash flow by selling their unpaid invoices to investors at a discount. Rather than waiting for customers to pay their invoices, businesses can receive a portion of the invoice value upfront, helping to improve liquidity and finance operations.
• Platform Facilitation: Invoice trading platforms serve as intermediaries, connecting businesses in need of financing with investors seeking opportunities for returns. These platforms typically operate online and provide a marketplace where businesses can list their invoices for sale, and investors can browse and purchase them.
• Investors purchase invoices from businesses at a discounted rate, which represents the investor's potential return on investment. The discount rate is determined based on factors such as the creditworthiness of the debtor, the invoice's maturity date, and prevailing market conditions.
• While invoice trading offers businesses a quick financing solution, it also poses risks for investors. To mitigate these risks, investors often conduct due diligence on the invoices and the businesses selling them. Additionally, some platforms may offer features such as invoice insurance or recourse options to protect investors in case of invoice default.
• Invoice trading benefits both businesses and investors. Businesses gain access to immediate cash flow, which can be crucial for meeting short-term financial obligations or funding growth initiatives. Investors, on the other hand, have the opportunity to earn returns by purchasing invoices at a discount and collecting the full invoice amount from the debtor upon maturity. Overall, invoice trading provides a flexible and efficient financing option for businesses while offering investors a way to diversify their investment portfolios.

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Terms and Conditions

To drive substantial growth by meticulously selecting and managing a diverse portfolio of alternative investments, focusing on long-term capital appreciation and sustainable returns for our stakeholders.

• Our mission is to redefine the frontiers of alternative investing by delivering innovative, tailored solutions that meet our clients' evolving needs. We ensure transparency, integrity, and value creation in every transaction.
• To serve our clients with the utmost dedication, providing bespoke alternative investment strategies that optimize their portfolios' performance while aligning with their risk tolerance and financial goals.
• Our mission is to construct a resilient investment portfolio, diversified across a variety of alternative assets that offer not only high potential returns but also enhanced risk mitigation.

Terms and Conditions

These terms and conditions ("Terms") govern the investment in construction financing offered by Fortunate Capex ("the Company"). By investing in our construction financing, you agree to abide by these Terms:

• Investment Amount: Investors can choose their investment amount based on the package they select, subject to the minimum investment requirements specified for each package.
• Early Withdrawal Penalty: In the event of an early withdrawal before the completion of the investment term, a penalty of 10 percent of the invested amount will be applied to the withdrawn funds. This penalty will be deducted from the withdrawal proceeds.
• Investment Returns: Investment returns, if any, will be distributed to investors according to the terms outlined in the investment agreement for each project. Returns may be paid periodically.
• Modification of Terms: The Company reserves the right to modify these Terms at any time, with or without prior notice to investors. Such modifications will be effective upon posting on our platform or notifying investors via email or other communication channels.